Welcome to Choice Check (“we,” “us,” or “our”). By accessing or using our website and services, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these Terms, please refrain from using our site or services. These Terms govern your use of our website and outline your rights and obligations when engaging with Choice Check.
Choice Check, trading as Bojo Media Ltd, company number 08590235, is an Introducer Appointed Representative (IAR) registered with the Financial Conduct Authority (FCA) under firm reference number 1019045. Our role is limited to introducing you to FCA-authorized financial service providers; we do not provide financial advice or handle any regulated financial activities.
We are also registered with the Information Commissioner’s Office (ICO) under registration number ZB739392, ensuring compliance with data protection laws in the processing of your personal information.
1. Services Provided
1.1. Choice Check is a matching service connecting users with financial service providers, including life insurance, mortgages, wills, and other related products.
1.2. We do not offer financial advice or endorse any specific providers. We aim to connect you with providers that may meet your stated needs based on the information you provide.
1.3. The final decision to engage with a financial service provider is solely your responsibility.
2. Eligibility
2.1. You must be at least 18 years old to use our services.
2.2. By providing your personal information, you confirm that the details you submit are accurate, complete, and up to date.
3. Your Responsibilities
3.1. You agree to provide accurate and truthful information when using our services.
3.2. You understand that by using our service, financial service providers may contact you directly via phone, email, or SMS to discuss your needs.
3.3. You are responsible for ensuring that any products or services obtained through financial service providers meet your specific requirements.
4. Limitations of Liability
4.1. Choice Check acts as an intermediary between users and financial service providers. Our FCA registration as an Introducer Appointed Representative (IAR) is limited to introducing you to regulated financial service providers. We do not provide financial advice or endorse specific products or providers. You should seek independent financial advice to ensure a product meets your needs.
4.2. We do not guarantee the availability, suitability, or performance of any financial service provider.
4.3. To the fullest extent permitted by law, we disclaim all liability for any loss, damage, or inconvenience arising from your use of our website or services.
5. User Conduct
5.1. You agree not to misuse our website or services in any way, including but not limited to:
- Submitting false or misleading information.
- Engaging in unlawful, harmful, or fraudulent activities.
- Attempting to gain unauthorized access to our systems.
5.2. Breach of this clause may result in the termination of your access to our services.
6. Intellectual Property
6.1. All content on Choice Check, including text, graphics, logos, and software, is the intellectual property of ChoiceCheck.co.uk or its licensors and is protected by applicable laws.
6.2. You may not reproduce, distribute, or modify any part of our website or services without our prior written consent.
7. Third-Party Links and Services
7.1. Our website may contain links to third-party websites or services. These are provided for your convenience, and we are not responsible for their content or practices.
7.2. You access third-party sites or services at your own risk, and their terms and conditions will apply to your use of their services.
8. Changes to Services and Terms
8.1. We reserve the right to modify, suspend, or discontinue any part of our services at any time without notice.
8.2. We may update these Terms from time to time. Any significant changes will be posted on our website. Your continued use of the site after updates constitutes your acceptance of the revised Terms.
9. Termination
9.1. We may terminate or suspend your access to our services without notice if we believe you have breached these Terms.
9.2. Upon termination, your rights to use our website and services will cease immediately.
10. Indemnity
10.1. You agree to indemnify and hold ChoiceCheck.co.uk harmless from any claims, damages, or expenses arising from your use of our website or services or your violation of these Terms.
11. Governing Law
11.1. These Terms are governed by and construed in accordance with the laws of England and Wales.
11.2. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.
12. Contact Us
If you have any questions about these Terms, please contact us at:
Email: hello@choicecheck.co.uk
Thank you for using Choice Check. We’re here to help you find the best financial service providers for your needs.